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Limit of deposit in Senior Citizens Saving Scheme should be raised
Central government should raise limit of deposit in Senior Citizens Saving Schemes (SCSS) from present Rs.15 lakh to Rs.25 lakh so that senior citizens in their old age may get sufficient interest-income for a respectable life without depending on their family-members.

For convenience of public and to reduce work-load at post-offices, Union government should also make available all tax-saving and public-welfare schemes including like Senior Citizens Saving Schemes (SCSS), National Savings Certificate (NSC), Kisan Vikas Patra (KVP) and Sukanya Samridhi Accounts through all branches of public-sector banks.  

Accounts under Public Provident Fund (PPF) scheme can now be opened at all branches of public-sector banks where each branch separately handles its own clearing-system for cheques etc.

It will reduce unnecessary clearing-load because an account-holder of the bank will be able to get benefit of government-scheme through fund-transfer in the same bank!

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